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man hiding in copy machineThere is great comfort in knowing that you are well insured. But what if your insurance company refuses to pay out just when you need them most? What if their stand isn't Allstate's stand, or they don't have a talking gecko to help you through your hardship? After a car accident, the Russian gentleman in this commercial pays a little visit to his auto-insurer. Let's just say they're not too eager to make good on his claim.